We collect the following personal information about individuals which we use for the purposes indicated:  

(1) Names, postal and email addresses, and telephone numbers which we use to offer and sell our insurance products and services. We collect this information from purchased lists, state CPA societies, public records, other insurance companies and individuals who visit our website landing pages.  

(2) Names, aliases, social security numbers, postal and email addresses, and telephone numbers which we use to process insurance claims.  We collect this information from the individuals, their attorneys, court records, subpoenas and online searches. 

(3) Signatures on premium quotations, applications, questionnaires, releases and other documents that we collect from applicants for insurance, policyholders and claimants so that we may issue and renew our insurance policies and process insurance claims.  

(4) Audio information that individuals leave on voicemail which we use to respond to telephone inquiries.  

(5) Gender, age, disability, marital status, arrest and court records which we use to identify the individual and investigate insurance claims.  We collect this information from claimants, their attorneys, court records, subpoenas and online searches.

(6) Educational and professional background, employment status and employment history which we use to underwrite our insurance coverages and investigate claims.  We collect this information from the individuals to whom the information relates, their attorneys, public records, subpoenas and online searches.  

(7) Bank account numbers, debit and credit card numbers and other financial information which we use to process premium payments and to pay claims.  We collect this information from policyholders, claimants, their attorneys, public records, subpoenas and online searches.

(8) Customer account numbers and insurance policy numbers which we assign to policyholders and use to process transactions and manage claims. 

(9) Internet Protocol addresses, browsing history, search history and interaction with other websites which we use to respond to electronic communications and to investigate claims under our cyber insurance coverages.  We collect this information from the individuals, their attorneys, public records, subpoenas and online searches.